Family Visa Income Threshold Review: MAC 2025 Report Explained

Who Are the MAC?

The Migration Advisory Committee (MAC) is an independent, expert body that advises the UK Government on immigration policy. It provide evidence-based recommendations to help the Government make informed immigration decisions.

Key Problems Identified in the MAC Review

The MAC identified several serious issues with the current income rules for family migration. These include:

1. High threshold excluding many families

The current income requirement of £29,000 is too high for many British citizens and settled individuals, particularly those in part-time or low-paid work, caring roles, or self-employment. 

2. Harmful effects on family life and children

The MAC found clear evidence that the MIR is causing long-term harm to families, including separation of children from a parent, damage to mental health, and disrupted family life.

3. Weak Economic Justification

While the MIR was introduced partly to protect public funds, the MAC concluded that its financial benefits are limited and do not justify the level of disruption caused to families. 

4. Unfair compared to other countries

The UK’s income threshold is much higher than similar requirements in countries like Canada, the US, Australia, and across Europe 

5. Complex rules causing confusion and delays

Applicants and sponsors frequently struggle with the complexity of the rules —especially when self-employed, combining income sources, or relying on benefits.

What Changes Has the MAC Recommended? 

The MAC has proposed  five key reforms  aimed at making the family visa system fairer and more workable:

1.  Lower the Income Requirement 

Reduce the threshold to between £23,000 and £25,000, reflecting full-time work at the National Living Wage.

2. Include the Applicant’s income

Where the partner applying has a UK job offer or is able to work remotely, their income should be counted towards the financial requirement. 

3. Add Flexibility for Families with Children 

 Greater flexibility should be given where strict rules or delays would otherwise result in separation of a parent and child.  

4. Replace the “Adequate Maintenance” Test 

For people on specified benefits (such as disability-related benefits), the current ‘adequate maintenance’ test should be removed and replaced with a simpler housing suitability check. 

5. Improve Transparency and Planning

Any future changes to the MIR should be announced at least 12 months in advance, and the Home Office should collect better data on family migration.